The Social Security and National Insurance Trust (SSNIT) has named several Ghana Premier League clubs for failing to meet their social security obligations, following its annual Compliance Conference held at the Impact Building of Kwame Nkrumah University of Science and Technology (KNUST).
After reviewing the state of compliance within Ghana’s sporting industry, SSNIT revealed that a number of top-flight clubs have delayed payments of contributions for their players and technical staff.
Premier League clubs cited
The clubs identified for outstanding payments include:
Hohoe United
Swedru All Blacks
Eleven Wonders
Baseke Holy Stars
Young Apostles
Karela United
Accra Hearts of Oak
SSNIT has directed these clubs to settle all arrears or engage in payment negotiations by the end of March 2026. Officials warned that failure to comply could result in sanctions, including reporting the clubs to the Ghana Football Association (GFA), which may lead to withdrawal of licenses and public listing as debtors.
Compliant clubs commended
On a positive note, SSNIT praised several Premier League clubs for meeting their obligations. These include:
Asante Kotoko
Medeama SC
Heart of Lions
Dreams FC
Aduana FC
Vision FC
Bibiani Gold Stars
Bechem United
Nations Football Academy
Samartex FC
According to SSNIT’s Bekwai Branch Manager, Madam Selina, Nations Football Academy recently cleared all outstanding payments up to February 2026, settling arrears within the past week.
Division One clubs recognised
SSNIT also highlighted strong compliance among several Division One clubs, including:
Accra Lions FC
West African Football Academy (WAFA)
Rospak Sporting Club Ltd
Elmina Sharks
Cresthills FC
Port City Football Club
AshantiGold SC
SSNIT issues warning
SSNIT reiterated that all football clubs operate as limited liability companies and are legally required to pay contributions for their employees, including players and technical staff.
The Trust cautioned that non-compliant clubs risk legal action if they fail to regularise their status by the end of March. While some cases have already been referred to court, SSNIT emphasised that litigation remains a last resort.
To support compliance, SSNIT has been engaging clubs through education and outreach, with industry figure Joseph Nkoo tasked with assisting clubs to enroll in the pension scheme.
“We want employers to understand that SSNIT contributions are not optional,” officials stressed, urging all clubs yet to comply to act swiftly to secure the future of their players.